Golden Apple Advantages

We from time to time hear people ask questions like:

  • What’s difference between banks and mortgage brokers?
  • What do mortgage brokers do?
  • Do I have to pay for services of mortgage brokers?

The standard answer is — When you hire a mortgage broker, you get independent, unbiased advice at no cost.

INDEPENDENT, UNBIASED ADVICE — Mortgage brokers are not representatives from a particular lender. They are not restricted to sell products from a particular lender. On the contrary, they select the best product from a wide range of lenders to suit your mortgage needs. They make lenders to compete for your business.

NO COST — For residential mortgage deals, lenders pay mortgage brokers for their referrals. Mortgage brokers do not charge you for their services, although they work hard for you.

Mortgage brokers at Golden Apple Financial are professionally trained and always go beyond the standard answer. We know buying a home could be a single most important investment in your life and you want to be assured every step towards the investment is wisely advised.

  • We listen to you and understand your situation in a whole. We figure out your mortgage needs in a big picture of your financial status. Our advice goes into every aspect of your mortgage choice.
  • We provide you ongoing support, not just a one time transaction. We take your phone inquiry at any time. We send you confirmation when your mortgage is funded. We inform you rate changes for those who select variable rate mortgages. We remind you before your mortgage renewal.
  • Our Rate Guarantee
  • Our Incentive Program

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